Age shouldn’t stop you from having a good time abroad, and with a growing range of holiday packages designed for those in their wiser years now is a better time than ever to be getting out there and having fun- no matter how old you are.
Because we have a heightened risk of illness when we get older, and may have developed a medical condition there is specific kinds of insurance to make sure that none of these cause a problem for you on holiday, and if they do- then you know that help isn’t far away.
Travel insurance for the elderly comes in stages- over 65′s, over 70′s, over 75′s, over 80′s and over 85′s. Whilst the over 65′s policy deals with the fact that you’re just starting to become a higher risk, once you get to the over 70′s cover it does become a little more expensive. But, there are lots of companies to compare to make sure you get a good deal, and the extra cost isn’t for nothing- you can have an excess of up to £10 million rather than the standard £2million normal travellers get. After these each cover is pretty much the same- the only difference being the age that it is declared under. With every policy you get extra medical insurance for any existing conditions and also for any injuries you may have whilst abroad. You also get extra contents cover on your baggage and better cover against flight cancellations- sometimes it pays off to have been around the block a few times!
All companies will be more than happy to explain any aspect of your policy to you and a lot of the insurance details can be done over the phone or in writing rather than having to use the internet for it all.