What is single trip travel insurance?
Single trip travel insurance provides you with travel insurance for one trip, and is generally cheaper than annual travel insurance. Single trip travel insurance is ideal for those who are only going on one holiday during the year, and provides complete cover for the duration of the trip. You will often find single trip travel insurance is cheaper as you can specify the destination, time of year of travel, and length of travel when purchasing the insurance.
Why do I need single trip travel insurance?
Single trip travel insurance provides those going on holiday with complete financial peace of mind, whatever happens. Single trip travel insurance provides insurance against theft, as well as insurance against travel company failure, whether it be a hotel that goes bust, an airline that goes bust or the travel company as a whole. Travel insurance will pay for alternative accommodation, and find you a flight home.
Single trip travel insurance and travel insurance in general offer its best protection when it comes to medical costs. Whilst in the UK we are used to the NHS, which is a free health service to anyone with a registered UK address, things are not quite so simple abroad.
When you get ill or injured whilst on holiday, you may have to pay for any medical attention you receive, with a standard consultancy costing several hundred pounds, to operations which can cost tens of thousands of pounds.
Single trip travel insurance will pay the bills for you making it an insurance policy many people cannot afford to be without. Without travel insurance, you could be forced to stay in the country you received medical care in, not allowed to leave until you pay the medical bills.
This has left many families scrambling to use their life savings, and even fund raising techniques to raise enough money to bring travellers home, when a simple travel insurance policy would have solved all those problems in the first place.
What’s the difference between single trip travel insurance and annual travel insurance?
Single trip travel insurance provides cover for a single trip, while annual travel insurance provides cover for all trips made during the year. In general, they say anyone making more than one trip abroad a year will save money with annual travel insurance.