Buying travel insurance can be tricky if you don’t know where to start, and this quick guide will give you a rundown of the best places to go online to get the best deal for your holiday, and some of the best comparison sites so you can make sure your prices are the best around.
Studies show that over 55% of travellers buy direct from insurance companies, rather than the 8% who get it from their travel agent when booking the holiday- this shows us that the best deals are gotten by shopping around and taking the time to find it yourself rather than leaving it to the travel company. However, if you’re on a tight schedule and need last minute cover, sometimes it’s wise to use the travel company as they’ll know instantly what to give you, even if it does cost marginally more.
AA over travel insurance with free cover for kids under 17 with a parent and have medical expenses up to £10 million and have cover against flight cancellation and a discount for couples and families. Their website lets you get a quote instantly with no obligation to buy it is quick and easy to navigate. Tesco offer a good level of cover with discounts for club card holders and a 24 hour emergency hotline for quick response whenever you have a problem.
However if you want something more specific, say sports insurance when you’re abroad, there are many specialist sites for this such as sportscoverdirect.com who focus solely on insurance for those on sporting holidays, be them solo or in a group or team. Free Spirit is a company specialising in insurance for those with pre-existing medical conditions, making sure that illness doesn’t ruin your holiday and offer excellent rates of medical assistance for people of any age.
But, if you want to see a wider range of travel insurers and research for yourself, moneysupermaket.com, go compare and confused.com have a range of hundreds of different insurance companies to compare, but don’t offer information on sites like Churchill and Direct line, who you will need to research independently if you wish to get cover with them.